Auto Insurance purpose is to provide protection to the holders of
the incident or accident premiums unexpected example: car accidents, due to the
theft of some car spare parts or even their car is stolen. By protecting your
favorite car with insurance, then you can drive a car with a sense of calm and
safe wherever you travel destination.
Nowadays, it is
very easy for you to obtain auto insurance an attractive and appropriate to your
needs as many insurance companies in Indonesia are competing by offering
interesting programs. Insurance companies in the country now compete to provide
the best service for the community, both in terms of programs to claim
problems.
Auto Insurance types found in Indonesia
Type of car
insurance coverage consists of:
1.
Combined Insurance (Comprehensive) or All Risk
Guarantee losses
resulting from large and small accidents or loss with the imposition of
additional equipment / destruction or lost vehicles.
2.
Insurance Total (Total Loss Only / TLO)
Guarantee losses
resulting from an accident with damage to a minimum of 75% of the price of the
insured or the vehicle is lost.
Besides the basic
protection such as the above, car insurance also provides such insurance
expansion law liability to third parties and passengers, riots (Strike, Riot
and Civil Commotion), Natural Disasters (Act of God), etc.
Best Auto Insurance Companies in
Indonesia
In addition to
selecting the right type of insurance, the company's reputation must be taken
into consideration before we use the services of insurance. This time we'll
discuss on about the five best car insurance in Indonesia, as quoted from imoney.
Hopefully this article presented can be used as reference material in choosing
the right insurance for your vehicle.
1.
GARDA OTO
In 2013 GARDA OTO had
won the category of best car insurance survey version of one of the
institutions in Indonesia. This result is obtained from a survey in major
cities in Indonesia about car insurance, with the majority of respondents
selecting them, a survey conducted on people who already use and those who plan
to have car insurance.
A subsidiary of ASTRA
BUANA insurance is awarded for two categories: Most Popular Brand and Best
Customer Choice. It is caused by those who choose the GARDA OTO recommend this
car insurance on the ranking of the top (highly recommended).
In December last
year 2013, GARDA OTO also won an award that is Customer Loyalty Award. This
award is given by SWA magazine based on the results of surveys that have been
done was done, the NPS (Net Promoter Score) and derivatives survey NEV. Both
surveys show that consumers GARDA OTO satisfied with the facilities and
services that have been given to them. Do not be surprised if the results of
the above survey, many customers who return to buy again a new policy of GARDA
OTO for their cars.
The most
innovation helps customers GARDA OTO access very easy. In addition to telephone
and internet, GARDA OTO services can also be obtained via short massage. In
addition, there are several programs of GARDA OTO to keep their clients'
satisfaction. Double Happy program for example, allows customers to get free
insurance.
2.
ADIRA Insurance (AUTOCILIN Auto Insurance)
ADIRA Insurance,
Auto Insurance, has won many awards of each year. In 2013, AUTOCILLIN won the
award for Most Favorite General Insurance Product. This award is based on the
results of a survey conducted by the Indonesian Business Web. In addition to
the award, in 2011 Indonesia Brand Champion also confers AUTOCILLIN as the Best
Customer Choice of Car Insurance.
It must be
recognized that AUTOCILLIN have outstanding sales strategy, even they also
never won the title of Great performance in Social Media. The way they serve
the customer is also very good. This has been demonstrated by rank Excellence
in Call Center Award in 2010 and also 2011. If you are looking for the best car
insurance recommendation, AUTOCILLIN must be in the order in the list of
recommendations auto insurance company.
3.
ASURANSI ALLIANZ UTAMA INDONESIA (Allianz Auto Insurance)
Allianz Auto
Insurance is also included in the list of car insurance services company
recommendations. After ASURANSI ALLIANZ UTAMA INDONESIA as the holding company
had won a variety of awards, Allianz's reputation in providing car insurance
services also increased.
4.
Auto Insurance AXA (AXA Insurance Indonesia)
AXA auto insurance
also entered into the list of recommendations insurance services. You will look,
insurance of AXA provide better services for customers. Drive Smart Insurance program
launched AXA, provide protection to all forms of possible risks.
5.
Auto Insurance ACA OTOMATE
Auto Insurance ACA
(Central Asia Insurance), also deserve to go into the list of recommendations
as a provider of car insurance. This is because the ACA offers a wide range of
possible risks to occur. In addition, the company's reputation in Indonesia is
good. ACA car insurance even provided a replacement car service for customer
cars are in repair time.
With services and
programs to help customers, auto insurance has also become one of the best car
insurance. At Indonesia ACA is not new company insurance, especially Indonesian
people already know the reputation of the company ACA in the insurance world.